CJ Chiropractic has affordable payment options for all of our patients. Here at CJ Chiropractic, we understand that all third party (insurance) payers are different and can become an obstacle to us providing the excellent care that you deserve. This is why at CJ Chiropractic we are out of network for most insurance companies except for Anthem Blue Cross and Blue Shield. This allows us to create a customized treatment plan that will get you to your health goals with no outside influence. We are happy to check on your insurance for any out of network benefits and can provide you with a superbill to receive re-imbursement for your treatment or to apply towards your deductible, if your insurance so allows.
We also accept HSAs, HRAs, FSAs, and Care Credit. Care Credit allows you and your family to charge the amount of your care and spread the fees to 6, 12, or 24 even monthly payments, interest-free (credit application and approval required). Patients have found that this is a great way to budget their spending in a predictable way month to month and still receive care to reach their health goals.
Medicare: Dr. Chris Eddy is in network, participating provider for Medicare. Medicare does have a 183 dollar deductible which once met, you will only be responsible for 20% of covered charges and 100% of uncovered charges which are described below.
Dr. Jenna Bridgewater is out of network, non-participating provider for Medicare. We make sure that you understand what the upfront costs will be in our office, collect payment for services the day services are rendered, and submit our treatments to Medicare for you. You should then receive 80% of your expenses for care in the mail from Medicare, as long as your claim is accepted. Please note that Medicare only covers spinal adjusting for acute conditions; chronic conditions with no projected functional improvement, wellness visits, initial examinations and re-examinations, and extremity adjusting are not covered by Medicare. Medi-gap insurance will be applied after Medicare processes your claim. Medicare patients also have the option to participate in any of the discount programs listed above for any non-covered services.
Patriot Project: We are proud to participate in The Patriot Project, which is determined to provide chiropractic access to active military, veterans with a service related disability, retired military, gold star dependents, and immediate family of all of these. Dr. Bridgewater and Dr. Eddy have each committed themselves to treat one patient per week that fits into the categories listed above, for free. This is our “thank you” to the service men and women who have given the ultimate sacrifice by serving our country. The two spots for The Patriot Project are a first-come, first-serve basis. If the two spots in The Patriot Project are full, we offer a $10.00 military discount per treatment.
Care Credit: CareCredit is a healthcare credit card that can help you get the care you need today and break up your recommended treatment plan into convenient monthly payments. This card can be used for your our-of-pocket costs and you don't have to delay appointments or postpone care. This is widely accepted with many other healthcare professionals, not just Chiropractic care. If you have any questions about this payment option feel free to contact our office.